You really have a biased crowd here (myself included ). I consider long hair to be to the small of the back. However, sexy long hair (my own catagory) has to be past the waist.
I do think you are due for a trim. It's been very enjoyable to watch it grow over the years, but cutting off the 'whispy' ends would actually add to the comeliness of your hair. You could gather the end of your ponytail and really 'tickle' Jim, if you know what I mean!